July 2024 Bank Holidays: Due to weekend closures and regional holidays, banks will be closed for a total of twelve days in July of this year. Banks all throughout the nation will be closed for a total of 12 days this month, including the second and fourth Saturdays as well as Sundays, according to the Reserve Bank of India’s (RBI) annual list of bank holidays. The first and third Saturdays of every month are when banks are open, while the second and fourth Saturdays are when they are closed. Online banking will continue to function even with the closures, enabling users to transact through ATMs, mobile apps, and bank websites in case of emergency.
| DATE | DAY | HOLIDAY | STATES |
| July 3 | Wednesday | Beh Dienkhlam | Meghalaya |
| July 6 | Saturday | MHIP Day | Mizoram |
| July 7 | Sunday | Weekend closure | All over India |
| July 8 | Monday | Kang (Rathajatra) | Manipur |
| July 9 | Tuesday | Drukpa Tshe-zi | Sikkim |
| July 13 | Saturday | Weekend closure | All over India |
| July 14 | Sunday | Weekend closure | All over India |
| July 16 | Tuesday | Harela | Uttarakhand |
| July 17 | Wednesday | Muharram/Ashoora/U Tirot Sing Day | West Bengal, Uttar Pradesh, Maharashtra, New Delhi, Bihar, Jharkhand, Chhattisgarh, Himachal Pradesh, Jammu and Kashmir, Meghalaya, Rajasthan, Andhra Pradesh, Telangana, Tamil Nadu, Mizoram, Karnataka, Madhya Pradesh, Tripura |
| July 21 | Sunday | Weekend closure | All over India |
| July 27 | Saturday | Weekend closure | All over India |
| July 28 | Sunday | Weekend closure | All over India |
The bank holiday calendar is set by the Reserve Bank of India (RBI) in collaboration with state governments, taking into consideration official holidays, state and national holidays, cultural and religious celebrations, and operational requirements. The RBI uses official channels to distribute the complete list of bank holidays for the year, promoting cooperation and transparency amongst financial institutions.
The RBI states that there are three different kinds of bank holidays in the nation: actual time gross settlement holidays under the Negotiable Instruments Act, holidays under the Act, and bank closings. Notably, regional bank holidays differ across the nation from state to state and bank to bank.
